Wherever you are today
Your sovereignty roadmap
You don’t have to do everything at once. Each level is complete and valid — the only mistake is staying at level zero.
Level 0
Exit the exchange
You still keep coins on a CEX or plan to buy an ETF
- Withdraw to a reputable mobile wallet for small, learning amounts
- Understand: any balance you don’t hold keys for is an IOU
- Order your first hardware wallet — directly from the manufacturer
Level 1
Single-sig, done right
Beginners & modest holdings
- Set up a hardware wallet; write the seed on paper, then steel
- Verify addresses on the device screen, always
- Full recovery rehearsal with a small amount before trusting it
- Add a BIP-39 passphrase only when you can explain exactly what it does
Level 2
Hardened single-sig
Growing stack, growing threats
- Passphrase-protected hidden wallet + decoy wallet
- Geographically separated backups; inheritance letter with your will
- Air-gapped signing (QR) and your own node for privacy
- Operational privacy: no public flexing, no address reuse
Level 3
Multi-vendor multisig
Serious, long-term wealth
- 2-of-3 across three vendors, keys in three locations
- Sparrow as coordinator — or Nunchuk with assisted inheritance
- Descriptor backups with every seed; yearly recovery drill
- Documented inheritance plan your family can execute without you